A lien is only as current as its release. PlotCipher reads what has been recorded against an address - deeds of trust, tax and HOA liens, judgments, mechanic's liens, lis pendens - and reports whether a release was ever filed for each one, along with how confidently it matched the parcel.
Deeds of trust securing a loan. Property tax liens. HOA assessment liens. Abstracts of judgment that attach to real property the debtor owns in that county. Mechanic's and materialman's liens from unpaid work. Lis pendens giving notice of litigation. Federal and state tax liens. Each is filed by a different party for a different reason, and none of them announce themselves to the owner.
Releases get recorded late, get recorded against the wrong instrument, or never get recorded at all. An open lien in the index means no release was found, not that money is definitely owed. PlotCipher reports the absence as an absence.
Judgments and tax liens are indexed against a person, not a parcel. Whether one attaches to a particular property depends on the name matching the owner and the timing lining up. Every match PlotCipher reports carries how confidently it was made, and anything uncertain is listed as unknown rather than folded in.
Properties with a notice on file, shown as examples of what the county record holds. Research works on any address in either county, not only these.
Search the county clerk's recorded-document index for the property's legal description and for the owner's name, then check each instrument found for a corresponding release. Liens indexed against a person, such as judgments and tax liens, require matching the name to the current owner.
No. It means no release has been recorded. Releases are filed late or not at all with some regularity, so an open lien is a question to resolve rather than a confirmed debt.
No. A recorded instrument states the original amount, not the current balance. PlotCipher reports the recorded figure and says plainly that the payoff is unknown.
No. PlotCipher reads and connects public records as decision-support software. It is not a title company or a law firm, and a report is not a title opinion or a guarantee of clear title.
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