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Active foreclosure notice Records checked 2026-10-26

2801 Spring Creek Trl Prosper

Celina, TX 75078 · Residential · 5 bd · 4 bath · built 2019

A foreclosure notice was recorded against this property with the Collin County Clerk on October 22, 2026, for the Dec 01, 2026 sale. The notice states an original principal of $405,000 on the deed of trust it forecloses.

Active substitute trustee sale View the filed notice →
Sale date
Dec 01, 2026
Days to auction
36
Notice recorded
Oct 22, 2026
Original principal
$405,000
County value
$765,264
Value / loan spread
$360,264
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Who owns it, what is owed against it

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Owner of record
Speer Kathleen Marie & Gary Hickman
Held since
February 2020 · 6 yr
Lender on the notice
Rocket Mortgage, LLC

Every instrument recorded against this parcel

10/22/2026 Foreclosure notice Public · view record →

Dates and document types are public. Grantor, grantee, what each instrument did and the page it was recorded on are in the research.

Public county record

Free
Appraised value
$765,264
Bedrooms
5
Bathrooms
4
Year built
2019
Notice filed
Oct 22, 2026

Legal description: Creeks Of Legacy Phase 1A (Ccl), Blk L, Lot 17. Read from the Collin Central Appraisal District record.

What the county record shows

This Celina residential property in Collin County shows a high apparent spread of $360,264, based on a county appraised value of $765,264 versus the original recorded mortgage of $405,000. It is a newer home built in 2019 with 4,734 sq ft, and there are no previous foreclosure notices listed. What still must be verified is title status, current condition, and whether the recorded details are accurate.

The structure dates to 2019, making it about 7 years old. The notice was recorded with the Collin County clerk on October 22, 2026.

Derived from the figures and the notice above, and not restated here. What the research adds is the reconstruction: the deeds behind the ownership, the mortgage chain with its assignments and releases, every lien recorded against the parcel, and the document each one came from.

Built from public records Collin County Clerk index · Collin Central Appraisal District · the recorded documents themselves
Transparent research Every finding links back to the record it came from, and what could not be established is named rather than estimated.
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Other notices nearby

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Sources: Collin County Clerk notice + notice document.
The notice states the principal recorded on the deed of trust. It is not a payoff figure. Filings are frequently paid off, postponed or withdrawn before the sale. PlotCipher reads public records; it is not a title search, a title opinion, or legal advice.