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Active foreclosure notice Records checked 2026-10-26

820 Twin Creek Dr

Desoto, TX 75115 · Residential · 4 bd · 2 full / 1 half bath · 2,734 sq ft · built 1989

A foreclosure notice was recorded against this property with the Dallas County Clerk on September 24, 2026, for the Nov 03, 2026 sale. The notice states an original principal of $315,000 on the deed of trust it forecloses.

Active substitute trustee sale View the filed notice →
Sale date
Nov 03, 2026
Days to auction
8
Notice recorded
Sep 24, 2026
Original principal
$315,000
County value
$331,780
Value / loan spread
$16,780
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Who owns it, what is owed against it

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Owner of record
Shipley Jay & Bethany Spencer
Held since
September 2021 · 4 yr
Lender on the notice
Pennymac Loan Services, LLC

Every instrument recorded against this parcel

9/24/2026 Foreclosure notice Public · view pdf → On file County appraisal Public · view record →

Dates and document types are public. Grantor, grantee, what each instrument did and the page it was recorded on are in the research.

Public county record

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Appraised value
$331,780
Land / improvement
$75,000 / $256,780
Building area
2,734 sq ft
Bedrooms
4
Bathrooms
2 full / 1 half
Year built
1989
Notice filed
Sep 24, 2026
Instrument
202600002595
Parcel
20104700080040000

What the county record shows

This DeSoto residential property in Dallas County shows a county appraised value of $331,780 against an original recorded mortgage of $315,000, creating a $16,780 spread to review. It is a 2,734 sf home built in 1989, with ownership since 2021 and no previous foreclosure notices listed. What still must be verified is title, condition, and whether the recorded information matches the property now.

The county splits its $331,780 appraisal into $75,000 of land and $256,780 of improvements, so roughly 23% of the assessed value is the dirt rather than the structure. At 2,734 square feet that is about $121 per foot of county value. The structure dates to 1989, making it about 37 years old. The notice was recorded with the Dallas County clerk on September 24, 2026.

Derived from the figures and the notice above, and not restated here. What the research adds is the reconstruction: the deeds behind the ownership, the mortgage chain with its assignments and releases, every lien recorded against the parcel, and the document each one came from.

Built from public records Dallas County Clerk index · Dallas Central Appraisal District · the recorded documents themselves
Transparent research Every finding links back to the record it came from, and what could not be established is named rather than estimated.
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Other notices nearby

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Sources: Dallas County Clerk + Dallas CAD · notice instrument 202600002595 · parcel 20104700080040000.
The notice states the principal recorded on the deed of trust. It is not a payoff figure. Filings are frequently paid off, postponed or withdrawn before the sale. PlotCipher reads public records; it is not a title search, a title opinion, or legal advice.