PlotCipher
Active foreclosure notice Records checked 2026-10-26

812 Melrose Dr Richardson

Garland, TX 75080 · Residential · 3 bd · 2 full bath · 1,394 sq ft · built 1961

A foreclosure notice was recorded against this property with the Dallas County Clerk on September 14, 2026, for the Nov 03, 2026 sale. The notice states an original principal of $176,739 on the deed of trust it forecloses.

Active substitute trustee sale View the filed notice →
Sale date
Nov 03, 2026
Days to auction
8
Notice recorded
Sep 14, 2026
Original principal
$176,739
County value
$310,330
Value / loan spread
$133,591
Get an email if this sale is postponed, withdrawn or held.

Free. Creates your PlotCipher account and saves this address to it.

Who owns it, what is owed against it

Open any field
Owner of record
Schneider Gary Lee
Lender on the notice
Idaho Housing and Finance Association

Every instrument recorded against this parcel

9/14/2026 Foreclosure notice Public · view pdf → On file County appraisal Public · view record →

Dates and document types are public. Grantor, grantee, what each instrument did and the page it was recorded on are in the research.

Public county record

Free
Appraised value
$310,330
Land / improvement
$105,000 / $205,330
Building area
1,394 sq ft
Bedrooms
3
Bathrooms
2 full
Year built
1961
Notice filed
Sep 14, 2026
Instrument
202600002429
Parcel
42078500090070000

Legal description: (See Attached Exhibit “A”). Read from the Dallas Central Appraisal District record.

What the county record shows

This Garland residential property has a county appraised value of $310,330 against an original recorded mortgage of $176,739, leaving a $133,591 apparent value to original mortgage spread. It is a 1961 home with 1,394 square feet, and the lender or servicer listed is Idaho Housing and Finance Association. The filing stands out because there are no previous foreclosure notices and the record shows a high apparent spread, but what still must be verified is the title status and the condition of the property.

The county splits its $310,330 appraisal into $105,000 of land and $205,330 of improvements, so roughly 34% of the assessed value is the dirt rather than the structure. At 1,394 square feet that is about $223 per foot of county value. The structure dates to 1961, making it about 65 years old. The notice was recorded with the Dallas County clerk on September 14, 2026.

Derived from the figures and the notice above, and not restated here. What the research adds is the reconstruction: the deeds behind the ownership, the mortgage chain with its assignments and releases, every lien recorded against the parcel, and the document each one came from.

Built from public records Dallas County Clerk index · Dallas Central Appraisal District · the recorded documents themselves
Transparent research Every finding links back to the record it came from, and what could not be established is named rather than estimated.
Who we are How PlotCipher researches a property · Talk to a person
Foreclosure Agent · from $39/month

Want properties like this one found for you?

PlotCipher reads every new Dallas, Collin, Tarrant, Bexar and Johnson County notice each morning, checks it against the appraisal record, and emails only the ones matching what you buy — with the spread and the source documents already pulled.

Start 14 days free →
No card to start. Investor is $39/month after the trial.

Other notices nearby

All Garland notices →
Sources: Dallas County Clerk + Dallas CAD · notice instrument 202600002429 · parcel 42078500090070000.
The notice states the principal recorded on the deed of trust. It is not a payoff figure. Filings are frequently paid off, postponed or withdrawn before the sale. PlotCipher reads public records; it is not a title search, a title opinion, or legal advice.