PlotCipher
Active foreclosure notice Records checked 2026-10-26

7805 Racheal Ct

Plano, TX 75024 · Residential · 3 bd · 2.5 bath · built 1992

A foreclosure notice was recorded against this property with the Collin County Clerk on September 15, 2026, for the Nov 03, 2026 sale. The notice states an original principal of $268,336 on the deed of trust it forecloses.

Active substitute trustee sale View the filed notice →
Sale date
Nov 03, 2026
Days to auction
8
Notice recorded
Sep 15, 2026
Original principal
$268,336
County value
$572,170
Value / loan spread
$303,834
Get an email if this sale is postponed, withdrawn or held.

Free. Creates your PlotCipher account and saves this address to it.

Who owns it, what is owed against it

Open any field
Owner of record
Chevalier M Melanie & David N
Held since
October 2014 · 12 yr
Lender on the notice
Freedom Mortgage Corporation

Every instrument recorded against this parcel

9/15/2026 Foreclosure notice Public · view record →

Dates and document types are public. Grantor, grantee, what each instrument did and the page it was recorded on are in the research.

Public county record

Free
Appraised value
$572,170
Bedrooms
3
Bathrooms
2.5
Year built
1992
Notice filed
Sep 15, 2026

Legal description: Fountain Creek No 3 (Cpl), Blk C, Lot 9. Read from the Collin Central Appraisal District record.

What the county record shows

This Plano residential property in Collin County shows a high apparent value to original mortgage spread of $303,834 based on a county appraised value of $572,170 and an original recorded mortgage of $268,336. It is also a long-term ownership situation, with the owner since 2014, and the home is a 1992 build with 2,522 sq ft. What still must be verified is title, lien position, and current property condition.

The structure dates to 1992, making it about 34 years old. The notice was recorded with the Collin County clerk on September 15, 2026.

Derived from the figures and the notice above, and not restated here. What the research adds is the reconstruction: the deeds behind the ownership, the mortgage chain with its assignments and releases, every lien recorded against the parcel, and the document each one came from.

Built from public records Collin County Clerk index · Collin Central Appraisal District · the recorded documents themselves
Transparent research Every finding links back to the record it came from, and what could not be established is named rather than estimated.
Who we are How PlotCipher researches a property · Talk to a person
Foreclosure Agent · from $39/month

Want properties like this one found for you?

PlotCipher reads every new Dallas, Collin, Tarrant, Bexar and Johnson County notice each morning, checks it against the appraisal record, and emails only the ones matching what you buy — with the spread and the source documents already pulled.

Start 14 days free →
No card to start. Investor is $39/month after the trial.

Other notices nearby

All Plano notices →
Sources: Collin County Clerk notice + notice document.
The notice states the principal recorded on the deed of trust. It is not a payoff figure. Filings are frequently paid off, postponed or withdrawn before the sale. PlotCipher reads public records; it is not a title search, a title opinion, or legal advice.