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Active foreclosure notice Records checked 2026-11-09

607 Heirloom Ln Royse City

Collin County, TX · Residential · 5 bd · 2 bath · built 2021

A foreclosure notice was recorded against this property with the Collin County Clerk on November 5, 2026, for the Jan 05, 2027 sale. The notice states an original principal of $271,481 on the deed of trust it forecloses.

Active substitute trustee sale View the filed notice →
Sale date
Jan 05, 2027
Days to auction
56
Notice recorded
Nov 5, 2026
Original principal
$271,481
County value
$271,203
Value / loan spread
$-278
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Who owns it, what is owed against it

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Owner of record
Westerman Jeffrey & Taylor
Held since
May 2022 · 4 yr
Lender on the notice
Idaho Housing and Finance Association

Every instrument recorded against this parcel

11/5/2026 Foreclosure notice Public · view record →

Dates and document types are public. Grantor, grantee, what each instrument did and the page it was recorded on are in the research.

Public county record

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Appraised value
$271,203
Bedrooms
5
Bathrooms
2
Year built
2021
Notice filed
Nov 05, 2026

Legal description: Magnolia Phase 7 (Gcn), Blk O, Lot 42. Read from the Collin Central Appraisal District record.

What the county record shows

This Collin County residential property in the unincorporated area was built in 2021 and is a 1,995 sq ft home, so it is a newer asset in a market where the county appraised value is close to the original recorded mortgage. The county appraised value of $271,203 is $278 below the original recorded mortgage of $271,481, so the spread is slightly negative and any purchase case would need to come from other factors beyond the recorded numbers. Before moving further, verify title, lien status, and the condition of the property.

The structure dates to 2021, making it about 5 years old. The notice was recorded with the Collin County clerk on November 5, 2026.

Derived from the figures and the notice above, and not restated here. What the research adds is the reconstruction: the deeds behind the ownership, the mortgage chain with its assignments and releases, every lien recorded against the parcel, and the document each one came from.

Built from public records Collin County Clerk index · Collin Central Appraisal District · the recorded documents themselves
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Other notices nearby

Sources: Collin County Clerk notice + notice document.
The notice states the principal recorded on the deed of trust. It is not a payoff figure. Filings are frequently paid off, postponed or withdrawn before the sale. PlotCipher reads public records; it is not a title search, a title opinion, or legal advice.