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Active foreclosure notice Records checked 2026-10-26

600 Sapling Way

Desoto, TX 75115 · Residential · 4 bd · 2 full bath · 2,337 sq ft · built 1980

A foreclosure notice was recorded against this property with the Dallas County Clerk on October 15, 2026, for the Jan 05, 2027 sale. The notice states an original principal of $265,109 on the deed of trust it forecloses.

Active substitute trustee sale View the filed notice →
Sale date
Jan 05, 2027
Days to auction
71
Notice recorded
Oct 15, 2026
Original principal
$265,109
County value
$292,330
Value / loan spread
$27,221
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Who owns it, what is owed against it

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Owner of record
Session Toshoner Joy
Held since
November 2021 · 4 yr
Lender on the notice
Idaho Housing and Finance Association

Every instrument recorded against this parcel

10/15/2026 Foreclosure notice Public · view pdf → On file County appraisal Public · view record →

Dates and document types are public. Grantor, grantee, what each instrument did and the page it was recorded on are in the research.

Public county record

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Appraised value
$292,330
Land / improvement
$80,000 / $212,330
Building area
2,337 sq ft
Bedrooms
4
Bathrooms
2 full
Year built
1980
Notice filed
Oct 15, 2026
Instrument
202600002968
Parcel
20036500040030000

Legal description: (See Attached Exhibit “A”). Read from the Dallas Central Appraisal District record.

What the county record shows

This Desoto residential property in Dallas County has a county appraised value of $292,330 against an original recorded mortgage of $265,109, leaving a county appraised value minus original recorded mortgage spread of $27,221. It is a 2,337-square-foot home built in 1980 and has been owned since 2021, with no previous foreclosure notices listed. What still must be verified is title status and the condition of the property.

The county splits its $292,330 appraisal into $80,000 of land and $212,330 of improvements, so roughly 27% of the assessed value is the dirt rather than the structure. At 2,337 square feet that is about $125 per foot of county value. The structure dates to 1980, making it about 46 years old. The notice was recorded with the Dallas County clerk on October 15, 2026.

Derived from the figures and the notice above, and not restated here. What the research adds is the reconstruction: the deeds behind the ownership, the mortgage chain with its assignments and releases, every lien recorded against the parcel, and the document each one came from.

Built from public records Dallas County Clerk index · Dallas Central Appraisal District · the recorded documents themselves
Transparent research Every finding links back to the record it came from, and what could not be established is named rather than estimated.
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Other notices nearby

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Sources: Dallas County Clerk + Dallas CAD · notice instrument 202600002968 · parcel 20036500040030000.
The notice states the principal recorded on the deed of trust. It is not a payoff figure. Filings are frequently paid off, postponed or withdrawn before the sale. PlotCipher reads public records; it is not a title search, a title opinion, or legal advice.