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Active foreclosure notice Records checked 2026-11-09

408 Gaddy St

Farmersville, TX 75442 · Residential · Unknown bd · Unknown bath · built 1977

A foreclosure notice was recorded against this property with the Collin County Clerk on October 29, 2026, for the Jan 05, 2027 sale. The notice states an original principal of $392,755 on the deed of trust it forecloses.

Active substitute trustee sale View the filed notice →
Sale date
Jan 05, 2027
Days to auction
56
Notice recorded
Oct 29, 2026
Original principal
$392,755
County value
$411,723
Value / loan spread
$18,968
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Who owns it, what is owed against it

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Owner of record
Arney Bryan & Krystal
Held since
April 2022 · 4 yr
Lender on the notice
Planet Home Lending, LLC

Every instrument recorded against this parcel

10/29/2026 Foreclosure notice Public · view record →

Dates and document types are public. Grantor, grantee, what each instrument did and the page it was recorded on are in the research.

Public county record

Free
Appraised value
$411,723
Bedrooms
Unknown
Bathrooms
Unknown
Year built
1977
Notice filed
Oct 29, 2026

Legal description: Gaddy West Addition (Cfc), Blk A, Lot 5 & 6. Read from the Collin Central Appraisal District record.

What the county record shows

This Collin County residential property in Farmersville shows a county appraised value of $411,723 against an original recorded mortgage of $392,755, leaving a spread of $18,968 to investigate. The home was built in 1977 and is 2,917 sq ft, and the owner has held it since 2022, which may help frame how the property has been maintained and marketed. What still must be verified is title status, lien position, and whether the county appraisal and property details match the actual condition and records.

The structure dates to 1977, making it about 49 years old. The notice was recorded with the Collin County clerk on October 29, 2026.

Derived from the figures and the notice above, and not restated here. What the research adds is the reconstruction: the deeds behind the ownership, the mortgage chain with its assignments and releases, every lien recorded against the parcel, and the document each one came from.

Built from public records Collin County Clerk index · Collin Central Appraisal District · the recorded documents themselves
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Other notices nearby

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Sources: Collin County Clerk notice + notice document.
The notice states the principal recorded on the deed of trust. It is not a payoff figure. Filings are frequently paid off, postponed or withdrawn before the sale. PlotCipher reads public records; it is not a title search, a title opinion, or legal advice.