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Active foreclosure notice Records checked 2026-10-26

407 Cottagewood Dr Mckinney

Princeton, TX 75071 · Residential · 5 bd · 2.5 bath · built 2023

A foreclosure notice was recorded against this property with the Collin County Clerk on September 17, 2026, for the Dec 01, 2026 sale. The notice states an original principal of $358,388 on the deed of trust it forecloses.

Active substitute trustee sale View the filed notice →
Sale date
Dec 01, 2026
Days to auction
36
Notice recorded
Sep 17, 2026
Original principal
$358,388
County value
$352,079
Value / loan spread
$-6,309
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Who owns it, what is owed against it

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Owner of record
Anderson Michelle
Held since
March 2024 · 2 yr
Lender on the notice
Midland Mortgage, A Division Of Midfirst Bank

Every instrument recorded against this parcel

9/17/2026 Foreclosure notice Public · view record →

Dates and document types are public. Grantor, grantee, what each instrument did and the page it was recorded on are in the research.

Public county record

Free
Appraised value
$352,079
Bedrooms
5
Bathrooms
2.5
Year built
2023
Notice filed
Sep 17, 2026

Legal description: Eastridge Phase 2B (Cpn), Blk R, Lot 12. Read from the Collin Central Appraisal District record.

What the county record shows

This Princeton residential property in Collin County is newer construction, built in 2023 and sized at 2,360 sq ft, which can make it worth a closer look for condition and marketability. The county appraised value of $352,079 is $6,309 below the original recorded mortgage, so the spread does not show a cushion based on those figures alone. It has had no previous foreclosure notices, and the owner has held it since 2024; what still must be verified is title, physical condition, and any liens or occupancy status.

The structure dates to 2023, making it about 3 years old. The notice was recorded with the Collin County clerk on September 17, 2026.

Derived from the figures and the notice above, and not restated here. What the research adds is the reconstruction: the deeds behind the ownership, the mortgage chain with its assignments and releases, every lien recorded against the parcel, and the document each one came from.

Built from public records Collin County Clerk index · Collin Central Appraisal District · the recorded documents themselves
Transparent research Every finding links back to the record it came from, and what could not be established is named rather than estimated.
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Sources: Collin County Clerk notice + notice document.
The notice states the principal recorded on the deed of trust. It is not a payoff figure. Filings are frequently paid off, postponed or withdrawn before the sale. PlotCipher reads public records; it is not a title search, a title opinion, or legal advice.