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Active foreclosure notice Records checked 2026-11-09

2629 Charter Oak Dr

Plano, TX 75074 · Residential · Unknown bd · 2 bath · built 1978

A foreclosure notice was recorded against this property with the Collin County Clerk on October 29, 2026, for the Jan 05, 2027 sale. The notice states an original principal of $112,920 on the deed of trust it forecloses.

Active substitute trustee sale View the filed notice →
Sale date
Jan 05, 2027
Days to auction
56
Notice recorded
Oct 29, 2026
Original principal
$112,920
County value
$322,956
Value / loan spread
$210,036
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Who owns it, what is owed against it

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Owner of record
Stepan Paul
Held since
September 2004 · 22 yr
Lender on the notice
Pnc Bank, National Association

Every instrument recorded against this parcel

10/29/2026 Foreclosure notice Public · view record →

Dates and document types are public. Grantor, grantee, what each instrument did and the page it was recorded on are in the research.

Public county record

Free
Appraised value
$322,956
Bedrooms
Unknown
Bathrooms
2
Year built
1978
Notice filed
Oct 29, 2026

Legal description: Royal Oaks (Cpl), Blk 6, Lot 33. Read from the Collin Central Appraisal District record.

What the county record shows

This Plano residential property has a county appraised value of $322,956 against an original recorded mortgage of $112,920, leaving a $210,036 spread to review. The owner has held the property since 2004, and there are no previous foreclosure notices shown. What still must be verified is the property’s title status and any liens or defects that could affect the spread.

The structure dates to 1978, making it about 48 years old. The notice was recorded with the Collin County clerk on October 29, 2026.

Derived from the figures and the notice above, and not restated here. What the research adds is the reconstruction: the deeds behind the ownership, the mortgage chain with its assignments and releases, every lien recorded against the parcel, and the document each one came from.

Built from public records Collin County Clerk index · Collin Central Appraisal District · the recorded documents themselves
Transparent research Every finding links back to the record it came from, and what could not be established is named rather than estimated.
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Sources: Collin County Clerk notice + notice document.
The notice states the principal recorded on the deed of trust. It is not a payoff figure. Filings are frequently paid off, postponed or withdrawn before the sale. PlotCipher reads public records; it is not a title search, a title opinion, or legal advice.