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Active foreclosure notice Records checked 2026-10-26

2005 Elena Dr

Anna, TX 75409 · Residential · 3 bd · 2 bath · built 2022

A foreclosure notice was recorded against this property with the Collin County Clerk on August 20, 2026, for the Oct 06, 2026 sale. The notice states an original principal of $317,180 on the deed of trust it forecloses.

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Sale date
Oct 06, 2026
Notice recorded
Aug 20, 2026
Original principal
$317,180
County value
$305,886
Value / loan spread
$-11,294
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Who owns it, what is owed against it

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Owner of record
Cotton Ellis
Held since
March 2023 · 3 yr
Lender on the notice
Pennymac Loan Services, LLC

Every instrument recorded against this parcel

8/20/2026 Foreclosure notice Public · view record →

Dates and document types are public. Grantor, grantee, what each instrument did and the page it was recorded on are in the research.

Public county record

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Appraised value
$305,886
Bedrooms
3
Bathrooms
2
Year built
2022
Notice filed
Aug 20, 2026

Legal description: Anna Crossing Villas (Can), Blk 5, Lot 12. Read from the Collin Central Appraisal District record.

What the county record shows

This Anna residential property in Collin County has a county appraised value of $305,886 against an original recorded mortgage of $317,180, creating a -$11,294 spread using the county appraisal minus the original mortgage. It was built in 2022, is 1,556 sq ft, and has had no previous foreclosure notices on record. What still must be verified is the title status, lien position, and the current condition of the property.

The structure dates to 2022, making it about 4 years old. The notice was recorded with the Collin County clerk on August 20, 2026.

Derived from the figures and the notice above, and not restated here. What the research adds is the reconstruction: the deeds behind the ownership, the mortgage chain with its assignments and releases, every lien recorded against the parcel, and the document each one came from.

Built from public records Collin County Clerk index · Collin Central Appraisal District · the recorded documents themselves
Transparent research Every finding links back to the record it came from, and what could not be established is named rather than estimated.
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Other notices nearby

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Sources: Collin County Clerk notice + notice document.
The notice states the principal recorded on the deed of trust. It is not a payoff figure. Filings are frequently paid off, postponed or withdrawn before the sale. PlotCipher reads public records; it is not a title search, a title opinion, or legal advice.