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Active foreclosure notice Records checked 2026-10-26

120 Whitewater Trl

Desoto, TX 75115 · Residential · 4 bd · 2 full bath · 2,003 sq ft · built 1984

A foreclosure notice was recorded against this property with the Dallas County Clerk on October 8, 2026, for the Dec 01, 2026 sale. The notice states an original principal of $99,094 on the deed of trust it forecloses.

Active substitute trustee sale View the filed notice →
Sale date
Dec 01, 2026
Days to auction
36
Notice recorded
Oct 8, 2026
Original principal
$99,094
County value
$319,500
Value / loan spread
$220,406
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Who owns it, what is owed against it

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Owner of record
Pipkins Xzandria
Held since
October 2003 · 22 yr
Lender on the notice
Midland Mortgage, A Division Of Midfirst Bank

Every instrument recorded against this parcel

10/8/2026 Foreclosure notice Public · view pdf → On file County appraisal Public · view record →

Dates and document types are public. Grantor, grantee, what each instrument did and the page it was recorded on are in the research.

Public county record

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Appraised value
$319,500
Land / improvement
$72,000 / $247,500
Building area
2,003 sq ft
Bedrooms
4
Bathrooms
2 full
Year built
1984
Notice filed
Oct 08, 2026
Instrument
202600002773
Parcel
20092550030100000

What the county record shows

This Desoto residential property in Dallas County shows a high apparent value to original mortgage spread of $220,406, based on a county appraised value of $319,500 and an original recorded mortgage of $99,094. The owner has held the property since 2003, which can indicate a long ownership history and a clearer property record to review. What still must be verified is the title status, property condition, and whether the county appraisal reflects current market value.

The county splits its $319,500 appraisal into $72,000 of land and $247,500 of improvements, so roughly 23% of the assessed value is the dirt rather than the structure. At 2,003 square feet that is about $160 per foot of county value. The structure dates to 1984, making it about 42 years old. The notice was recorded with the Dallas County clerk on October 8, 2026.

Derived from the figures and the notice above, and not restated here. What the research adds is the reconstruction: the deeds behind the ownership, the mortgage chain with its assignments and releases, every lien recorded against the parcel, and the document each one came from.

Built from public records Dallas County Clerk index · Dallas Central Appraisal District · the recorded documents themselves
Transparent research Every finding links back to the record it came from, and what could not be established is named rather than estimated.
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Other notices nearby

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Sources: Dallas County Clerk + Dallas CAD · notice instrument 202600002773 · parcel 20092550030100000.
The notice states the principal recorded on the deed of trust. It is not a payoff figure. Filings are frequently paid off, postponed or withdrawn before the sale. PlotCipher reads public records; it is not a title search, a title opinion, or legal advice.