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Collin County, Texas · January 2027 sale · updated every morning

Collin County Foreclosure Auctions: January 2027

Properties posted for the Collin County trustee sale on Tuesday, January 5, 2027. Sales can be postponed or withdrawn up to the morning of the sale; PlotCipher rechecks the index daily.

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At a glance
Active notices
11
New this week
5
Next sale date
Tue, Jan 5
Auctions in 30 days
0
Median county value
$438,289
Median original loan
$427,350

Read from the notice index at this morning's sweep. Medians are across every notice on this page; the original loan on any one property is part of its research. A filing is not an outcome.

Posted for the January 2027 sale
All 11 notices →
New filingCollin County
4136 Lightstone Ln
Celina, TX · Residential · built 2018
County value
$603,097
Original loan
$465,512
Value / loan spread
$137,585
Auction
Jan 5
Why it stands out$137K between county value and the original loan.
New filingCollin County
216 Palomino Ct
Celina, TX · Residential · built 2009
County value
$454,621
Original loan
$427,350
Value / loan spread
$27,271
Auction
Jan 5
New filingCollin County
2839 County Road 658
Farmersville, TX · Residential · built 2020
County value
$519,506
Auction
Jan 5
New filingCollin County
802 Bluebell St
Princeton, TX · Residential · built 2023
County value
$438,289
Original loan
$548,655
Value / loan spread
$-110,366
Auction
Jan 5
New filingCollin County
3240 Cross Shore Dr Anna
Unincorporated Area, TX · Residential · built 2024
County value
$374,831
Original loan
$503,866
Value / loan spread
$-129,035
Auction
Jan 5
Collin County
2810 Arabian Ln
Celina, TX · Residential · built 2004
County value
$334,820
Auction
Jan 5
Collin County
616 Linden Ave
Wylie, TX · Residential · built 2003
County value
$384,104
Original loan
$102,338
Value / loan spread
$281,766
Auction
Jan 5
Why it stands outThe original loan is under half the county's value.
Collin County
3809 Whiffletree Ct
Plano, TX · Residential · built 1983
County value
$625,033
Original loan
$393,162
Value / loan spread
$231,871
Auction
Jan 5
Why it stands out$231K between county value and the original loan.
Collin County
5909 Pinyon Dr
McKinney, TX · Residential · built 2000
County value
$428,850
Auction
Jan 5
Collin County
6397 Shady Hill Cir Princeton
Unincorporated Area, TX · Residential · built 2002
County value
$331,392
Auction
Jan 5
Why it stands outHeld 20 years.
Collin County
2409 Wells Ln
McKinney, TX · Residential · built 2002
County value
$517,804
Original loan
$297,020
Value / loan spread
$220,784
Auction
Jan 5
Why it stands out$220K between county value and the original loan.

County value is the appraisal district's figure, not a market estimate, and the original loan is what was borrowed when the deed of trust was signed — not the current payoff. The spread compares the two; it is not equity. Who owns the property, and every instrument recorded against it, is in the $1 research.

How Collin County foreclosure sales work

A Texas foreclosure under a deed of trust needs no court. The lender appoints a substitute trustee, files a notice of sale with the county clerk at least 21 days before the sale, and the trustee sells the property at public auction to the highest bidder for cash. Title passes by trustee's deed; junior liens are wiped, senior liens and taxes carry over.

The notice states the original principal of the loan, never the current payoff. The gap between those two numbers is where most bad assumptions live.

Auction schedule

Sales are held on the first Tuesday of every month between 10 AM and 4 PM at the Collin County Courthouse, 2100 Bloomdale Road, McKinney, or wherever the Commissioners Court has most recently designated. Each sale must begin within three hours of the time stated in its notice.

November 2026 saleTue Nov 3December 2026 saleTue Dec 1January 2027 sale · this pageTue Jan 5February 2027 saleTue Feb 2
Where notices are filed

Notices are filed with the Collin County Clerk, who publishes every filed notice with its detail page on the county's foreclosure notices app (apps2.collincountytx.gov/ForeclosureNotices). Notices are filed with the clerk at least 21 days before the sale and appear on the county's notice app the same day; PlotCipher reads the app every morning at 4 AM and reads each notice document for the original principal.

What a notice does not tell you
Whether the debt is still owed
The notice states the original principal, not a current payoff. No public record establishes a balance.
What else is recorded against it
Junior liens, tax liens, HOA claims and prior mortgages sit in separate indexes. Some survive the sale.
Who is actually foreclosing
The notice names a trustee and a beneficiary. The assignment chain that got there is a separate set of documents.
Whether the sale will happen
Postponement and withdrawal are not recorded events. The only certainty is the posting on the morning of the sale.
Run property research — $1
Pulls all of the above for one address and links each conclusion to its source document.
Frequently asked

Collin County foreclosures, answered.

When are foreclosure auctions held in Collin County?
Texas trustee sales happen on the first Tuesday of every month, between 10 AM and 4 PM, and each sale must begin within three hours of the time stated in its notice. Collin County sales are held at the Collin County Courthouse, 2100 Bloomdale Road, McKinney, or wherever the Commissioners Court has most recently designated.
Where are foreclosure notices filed?
A notice of substitute trustee sale is filed with the Collin County Clerk, who publishes every filed notice with its detail page on the county's foreclosure notices app (apps2.collincountytx.gov/ForeclosureNotices) at least 21 days before the sale date. That filing is the first public record of a foreclosure, and it is what PlotCipher watches.
Is the loan amount on the notice what the owner owes?
No. The notice states the original principal of the deed of trust being foreclosed. After years of payments, or arrears and fees, the current payoff can be far from that figure. PlotCipher shows the original principal and says plainly that the payoff is unknown.
Does every posted sale go through?
No. Sales are postponed, reinstated and withdrawn constantly, and the notice is never updated to say so. PlotCipher rechecks the county index every morning and marks notices that disappear from it.
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Notices by city in Collin County
Celina3McKinney2Wylie1Plano1Farmersville1Princeton1